INSURANCE-PREFERRED CONTRACTOR
DH Construction handles vehicle impact damage for homeowners, property managers, and commercial building owners across Sacramento, Chico, and the Sparks/Reno area. We’re an insurance-preferred contractor, and we respond 24/7.
REACH OUR COMMERCIAL TEAM
Ask specifically for a commercial project manager when you call.
Available 24/7 for emergency response in the Sacramento area only.
COMMERCIAL RECONSTRUCTION
The visible damage after a vehicle impact is the starting point, not the full picture. Energy from a vehicle collision travels through the structure: into the rim joist, along wall plates, and into the foundation connection. Load-bearing walls may be racked without visible cracking. Electrical conduit and plumbing within the wall may be damaged.
DH Construction’s post-impact assessment covers the full structural envelope of the collision, documents all affected systems, and prepares a scope that captures what actually needs to be rebuilt, not just what’s visibly damaged. This matters for insurance because incomplete scopes lead to supplements, delays, and disputes.
Vehicle impact claims can involve auto liability insurance (if the driver is at fault and identifiable), your own commercial general liability policy, or your property insurance. DH Construction’s documentation is carrier-agnostic. Our scopes and photo records are formatted for any adjuster’s review, regardless of which policy is responding to the loss.
For commercial property owners, vehicle impacts may also involve business interruption considerations when storefronts or access points are compromised. Our project managers work efficiently to minimize downtime and keep reconstruction on a documented timeline.
DH Construction is a longtime leader in the damage restoration industry. Whether the claim goes through auto liability or property insurance, our documentation and Xactimate scopes meet carrier standards.
The differentiators that matter to homeowners, property managers, risk managers, and commercial adjusters.
Carpenters, electricians, plumbers, and finishers on staff, not subcontracted. Faster mobilization, better quality control, single accountability.
Active project volume means experienced crews and established carrier relationships across all major commercial markets.
Dedicated project management protocols for high-dollar, multi-system, or multi-tenant events.
Estimates prepared in the format carriers require, with proper commercial pricing and code upgrade documentation.
Typically, the at-fault driver’s auto liability insurance is the primary coverage for damage their vehicle caused to your building. If the driver is uninsured or underinsured, your property insurance may step in depending on your policy. DH Construction documents the structural damage thoroughly so you have complete records regardless of which carrier is handling the claim. We work with both auto liability and property insurance adjusters.
Not necessarily, and that’s the first question to answer. Vehicle impacts at speed transfer significant force into load-bearing framing, foundation connections, and structural systems that may not show obvious visible damage. DH Construction’s assessment includes a full structural evaluation of the impact envelope, not just the obvious penetration point. We document what’s structurally compromised, not just what’s visually damaged.
Yes. However, emergency board-up and site security is only available in the Sacramento area. After a vehicle penetrates a wall, garage, or storefront, the structure is exposed and unsecured. We deploy temporary barriers, boarding, and fencing to secure the opening while the claim is processed and reconstruction is scoped.
A single-point impact to an exterior wall or garage can often be completed in two to four weeks once the scope is approved and materials are staged. More extensive damage like corner impacts, multiple-bay garage penetrations, and storefront systems may take longer depending on structural complexity and material lead times. DH Construction provides a written project schedule after the initial assessment.
WHERE WE SERVE
Call us to reach our team from any service area. For large-loss inquiries, ask specifically for a commercial project manager.
TALK TO A SPECIALIST
For large-loss inquiries, business interruption events, or multi-tenant losses, ask specifically for a commercial project manager when you call.
CALIFORNIA
Sacramento County and the greater Capital Region, including Elk Grove, Roseville, Folsom, and West Sacramento.
CALIFORNIA
Butte County commercial reconstruction, including retail, multi-family, and institutional properties.
NEVADA
Washoe County commercial reconstruction, including the Reno-Sparks metro commercial corridor.
Contact us to discuss your building damage restoration needs.