INSURANCE-PREFERRED CONTRACTOR

Hail Damage

Reconstruction

DH Construction handles hail damage reconstruction for homeowners and commercial property owners across Sacramento, Chico, and the Sparks/Reno area. We’re an insurance-preferred contractor with 34+ years of experience and the expertise to make sure your entire loss is properly documented. Call us for an assessment.

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REACH OUR COMMERCIAL TEAM

Large-Loss Inquiries & Commercial Projects

Ask specifically for a commercial project manager when you call.

☏916-481-3297

REQUEST COMMERCIAL ESTIMATE

Available 24/7 for emergency response in the Sacramento area only.

50+
In-House Tradespeople
300+
Projects Completed Annually
30+
Years of Reconstruction Experience
Major
Preferred Carrier Status

Hail Damage Restoration

What We Can Handle

  • Roofing systems: asphalt shingle, tile, metal, and flat/low-slope roof replacement and repair after hail impact
  • Roof decking and underlayment: replacement when hail impact has compromised the substrate
  • Skylights and roof penetrations: cracked or shattered skylight replacement and flashing repair
  • Gutters and downspouts: dented, cracked, and separated gutter system replacement
  • Siding: vinyl, aluminum, stucco, and wood siding impact damage assessment and reconstruction
  • HVAC equipment screening: damaged condenser fins, equipment housings, and refrigerant line covers
  • Window screens and frames: screen replacement and frame assessment for impact damage
  • Commercial roofing: TPO, EPDM, and built-up roofing systems on commercial and multi-family properties
Hail damage restoration for a one-story house with a chimney before and after photos, different angles taken

Why Hail Damage Is Frequently Under-Scoped

Adjusters conducting initial hail inspections often focus narrowly on the roofing system, particularly on visible bruising to asphalt shingles, and miss secondary damage to gutters, skylights, HVAC equipment, and siding. This results in a scope that looks complete but leaves out thousands of dollars in legitimate hail damage.

DH Construction conducts full-envelope hail assessments. We document impact patterns on all exterior surfaces, cross-reference with the storm report for hail size, and prepare Xactimate scopes that capture everything your carrier should be covering. Where the initial adjustment has missed components, we manage the supplement process.

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Insurance: Getting The Full Hail Scope

California and Nevada policies typically have reporting windows after a weather event, and late-filed claims can face coverage disputes. Contact DH Construction promptly after a hail event so we can document the damage before additional weathering complicates the claim.

As a longtime leader in the damage restoration industry, we already have our scopes and documentation in a format your adjuster recognizes. When supplements are needed for missed siding, HVAC damage, or skylight replacement, we handle the documentation and carrier communication.

What Sets DH Construction Apart

The differentiators that matter to homeowners, property managers, risk managers, and commercial adjusters.

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DH Construction before and after of a fireplace area reconstruction

50+ In-House Tradespeople

Carpenters, electricians, plumbers, and finishers on staff, not subcontracted. Faster mobilization, better quality control, single accountability.

300+ Projects Completed Annually

Active project volume means experienced crews and established carrier relationships across all major commercial markets.

Large-Loss Specialization

Dedicated project management protocols for high-dollar, multi-system, or multi-tenant events.

Xactimate Proficiency

Estimates prepared in the format carriers require, with proper commercial pricing and code upgrade documentation.

HOW WE WORK

Our Wind And Storm Damage Restoration Process

A structured, transparent process designed for our clients and their insurance carriers.

1

Property Assessment, Storm Data Correlation

Full-envelope inspection of roof, siding, gutters, skylights, and HVAC equipment. We reference weather data and hail size reports to support the claim documentation.

2

Xactimate scope preparation

Complete estimate aligned with carrier standards, capturing all hail-affected systems.

3

Adjuster walk

On-site meeting with your adjuster to review the damage together and minimize supplementing after the fact.

4

Demolition and material removal

Damaged roofing, siding, and other materials are removed and disposed of.

5

Reconstruction Begins

New roofing system, siding, skylights, and gutters installed to pre-loss or upgraded condition. If water intrusion occurred through compromised roofing, interior damage is scoped and repaired.

6

Final Inspection And Close

Project manager walkthrough confirms all scope items are complete.

Frequently Asked Questions: Hail Damage Restoration

How do I know if my roof has hail damage?

Hail damage isn’t always visible from the ground. Signs include circular impact marks (bruising) on asphalt shingles, dented metal flashing, cracked or broken skylights, and damaged gutters and downspouts. DH Construction provides professional roof assessments after hail events. We document everything with photos and moisture testing so you have a complete picture before contacting your insurer. Hail often arrives with high winds. If your roof, siding, or trees also took wind damage, see our wind and storm damage restoration services.

Will insurance cover hail damage to my roof?

Hail damage to roofs and exterior systems is covered under most standard homeowner’s and commercial property policies as a named peril. DH Construction prepares estimates that capture all hail-affected systems, including secondary damage to skylights, HVAC equipment, and siding that adjusters sometimes miss in initial inspections.

Does hail damage always mean a full roof replacement?

Not always. It depends on the age of the roof, the hail size, and the severity of the impact pattern. Newer roofs with localized damage may be repairable. Older roofs with widespread impact may be better candidates for full replacement. DH Construction assesses hail damage honestly and documents the findings either way. If repair is sufficient, we scope it that way; if replacement is warranted, we document the evidence to support the scope.

What other parts of my property does hail damage affect besides the roof?

Hail can damage gutters, downspouts, skylights, roof-mounted HVAC equipment, window screens, siding (especially vinyl and aluminum), and exterior paint on wood surfaces. Many initial adjustments focus only on the roofing system and miss these secondary components. DH Construction conducts a full-envelope hail assessment so all affected systems are in the insurance scope.

WHERE WE SERVE

Service Areas for Hail Damage Restoration

Call us to reach our team from any service area. For large-loss inquiries, ask specifically for a commercial project manager.

TALK TO A SPECIALIST

Reach A Project Manager

For large-loss inquiries, business interruption events, or multi-tenant losses, ask specifically for a commercial project manager when you call.

☏916-481-3297

GET AN ESTIMATE

CALIFORNIA

Sacramento

Sacramento County and the greater Capital Region, including Elk Grove, Roseville, Folsom, and West Sacramento.

CALIFORNIA

Chico

Butte County commercial reconstruction, including retail, multi-family, and institutional properties.

NEVADA

Sparks / Reno

Washoe County commercial reconstruction, including the Reno-Sparks metro commercial corridor.

WIND DAMAGE RESTORATION

Got a Project For Us?

Contact us to discuss your restoration needs. We respond to all emergency inquiries immediately.