INSURANCE-PREFERRED CONTRACTOR

Ice And Snow

Damage Restoration

DH Construction handles ice and snow damage reconstruction for residential and commercial properties. We’re an insurance-preferred contractor with the Xactimate expertise and carrier relationships to move your claim forward quickly.

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REACH OUR COMMERCIAL TEAM

Large-Loss Inquiries & Commercial Projects

Ask specifically for a commercial project manager when you call.

☏916-481-3297

REQUEST COMMERCIAL ESTIMATE

Available 24/7 for emergency response in the Sacramento area only.

50+
In-House Tradespeople
300+
Projects Completed Annually
30+
Years of Reconstruction Experience
Major
Preferred Carrier Status

Ice And Snow Damage Restoration

What We Can Handle

Ice and snow claims are frequently under-scoped during the initial adjustment, especially when ice-dam water has migrated into wall cavities. DH Construction’s estimators document the full moisture envelope before reconstruction begins.

  • Ice dam damage: roofing, sheathing, and interior water intrusion caused by ice dam formation at eaves
  • Frozen and burst pipe reconstruction: framing, drywall, flooring, and finish replacement after pipe failures from freezing
  • Snow load roof and deck collapse: partial or full structural failure from accumulated snow weight on flat or low-slope roofs
  • Winter storm wind and impact: roofing and structural damage from heavy snow-bearing wind events
  • Attic and insulation damage: compromised insulation and ventilation systems that allowed ice dam conditions to develop
  • Multi-unit and commercial snow damage: apartment complexes, office buildings, and commercial properties
Newly remodeled home living area reconstructed by DH Construction

Why Ice And Snow Claims Are Different

Ice dam losses are particularly prone to initial under-scoping because the visible damage (stained ceilings, damp drywall) doesn’t always reveal the full extent of water migration. Melting ice behind a dam can track along roof framing and into wall cavities well beyond the visible water entry point.

We can utilize moisture mapping and/or thermal imaging if it is available to help our scope documentation. We do not have or use these devices ourselves. Doing so helps us prevent the costly scenario where reconstruction is complete, but moisture left in the wall cavity leads to mold and a callback.

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What Sets DH Construction Apart for Commercial Reconstruction

The differentiators that matter to property managers, risk managers, and commercial adjusters.

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Newly remodeled family room of a large house reconstructed by DH Construction

50+ In-House Tradespeople

Carpenters, electricians, plumbers, and finishers on staff, not subcontracted. Faster mobilization, better quality control, single accountability.

300+ Projects Completed Annually

Active project volume means experienced crews and established carrier relationships across all major commercial markets.

Large-Loss Specialization

Dedicated project management protocols for high-dollar, multi-system, or multi-tenant events.

Xactimate Proficiency

Estimates prepared in the format carriers require, with proper commercial pricing and code upgrade documentation.

HOW WE WORK

Our Ice & Snow Reconstruction Process

1

Emergency Stabilization

Roof tarping, temporary repairs, and site security where needed after storm events.

2

Moisture Mapping And Documentation

We can assist in coordinating moisture mapping to establish the full extent of water intrusion from ice dam or pipe failure before scoping reconstruction.

3

Xactimate Scope Preparation

Full reconstruction estimate aligned with carrier expectations, including code-required upgrades.

4

Adjuster coordination

Meet with the adjuster to review the moisture documentation and resolve scope questions before demolition.

5

Structural Repair And Reconstruction

Framing and roofing restored to pre-loss or code-compliant condition. Insultation, drywall, flooring, and finish systems built.

6

Final Inspection

Project walkthrough confirms all scope items are complete.

Frequently Asked Questions: Ice And Snow

What is an ice dam, and why does it cause interior damage?

An ice dam forms when heat escaping from the living space warms the roof deck and melts snow. The meltwater runs toward the colder eaves, refreezes, and creates a dam of ice. As more water backs up behind the dam, it finds paths under shingles and into the wall and ceiling assembly. The result is water damage that looks like a roof leak but has a different cause. DH Construction can help coordinate the assessment of ice dam losses using thermal technology, providing evidence that adjusters need to approve a proper reconstruction scope.

Is ice and snow damage covered by homeowner’s insurance?

Generally, yes. Sudden and accidental losses from ice dams, frozen pipe bursts, and snow load collapse are covered under standard policies. However, gradual ice dam damage that developed over time may face coverage disputes. DH Construction prepares documentation that establishes the sudden and accidental nature of the loss.

What does snow load collapse damage involve?

Flat or low-slope roofs can fail under excessive snow accumulation. The reconstruction scope after a partial or full snow-load collapse may involve structural framing, roofing systems, interior finish, and MEP systems. DH Construction handles the full reconstruction scope, including coordinating with structural engineers when needed for load-bearing repairs.

Do you handle ice and snow damage in the Reno/Sparks area?

Yes, the Sparks/Reno market is our primary focus for ice and snow damage claims. Sierra Nevada weather patterns bring heavy snow accumulation and significant freeze-thaw cycles to Washoe County, Truckee, and Lake Tahoe communities. DH Construction serves the Northern Nevada and Lake Tahoe region and understands the specific construction conditions and insurance carrier relationships in that market.

WHERE WE SERVE

Service Areas for Ice And Snow Damage Reconstruction

Call us to reach our team from any service area. For large-loss inquiries, ask specifically for a commercial project manager.

TALK TO A SPECIALIST

Reach A Project Manager

For large-loss inquiries, business interruption events, or multi-tenant losses, ask specifically for a commercial project manager when you call.

☏916-481-3297

GET AN ESTIMATE

CALIFORNIA

Sacramento

Sacramento County and the greater Capital Region, including Elk Grove, Roseville, Folsom, and West Sacramento.

CALIFORNIA

Chico

Butte County commercial reconstruction, including retail, multi-family, and institutional properties.

NEVADA

Sparks / Reno

Washoe County reconstruction, including the Reno-Sparks metro commercial corridor all the way to Lake Tahoe.

Ice And Snow PROPERTY DAMAGE

Got a Project For Us?

Contact us to discuss your restoration needs. We respond to all emergency inquiries in the Sacramento area only.